Share Savings Account

Liquidity, safety and simplicity - everyone should have at least a little cash stored in an accessible savings account. A minimum $25 deposit (the equivalent of one share) in a Share Savings establishes your membership. Earn a competitive APY (Annual Percentage Yield) on balances of $100 or more, with dividends earned and compounded quarterly.

Money Market Checking Account

Liquidity AND higher yields - This liquid account earns a higher APY than a basic savings account, yet offers the flexibility that a term account does not. Six withdrawals are allowed per calendar month, three of which can be made by check. Dividends are earned and paid monthly. A minimum balance of $2,500 is required to earn the higher APY.

Premier Money Market Savings Account

When you must keep a large amount of cash liquid - This account offers tiered APYs, based on the account balance, which are higher than the regular Money Market Account. A minimum balance of $25,000 is required; balances of $50,000 earn an even higher APY. Dividends are earned and paid monthly. Six withdrawals are allowed per calendar month. Check access is not available on a Premier Money Market Account.

Christmas Club Account

Don’t get caught short during the Holidays! This savings account is designed to help set aside funds for holiday expenses. The APY is higher than the Share Savings Account; dividends are earned and compounded quarterly. Automatic weekly or monthly deposits are required, making it easy to save. The funds are accessible from September 1 through January 31 of the following year, making it convenient to start shopping early or to pay after-holiday bills.