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| Mortgage Rate Sheet | | 9/8/2010 | | All rates and points are subject to change at any time. | | Certain rate and/or point adjustments may apply depending on loan features | | Today's rates are posted on this page between 10:30-11:00AM PST. | | All rates quoted assume a 45 day rate lock. Longer or shorter rate lock periods are available. | | Interest rates posted are based on 740 FICO score and 70% LTV Owner occupied SFR property, additional fees may apply based on credit score, LTV, property type, occupancy, and cash out refinances | | | | - When shopping for a mortgage loan compare apples to apples. Beware of the hidden fees. Let your credit union provide a free side by side comparison, and you will see how much Financial Partners saves you.
- Purchase a home with a down payment as low as 3.5% - Call for details on FHA Programs.
- Check out our featured loan programs below or call or click for details for our full menu of all the programs available.
- Sign up for rate watch to have mortgage rates automatically emailed to you.
| | Call 800.950.7328 for more details |
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| Conforming Fixed Rate Loan Programs - Single Family Loan Amounts up to $417,000 | | Annual Percentage Rate (APR) based on a loan amount of $417,000 |
| 40 Year Fixed Conforming | 4.750% | 1.125% | 4.882% | | 4.875% | 0.625% | 4.972% | | 5.000% | 0.000% | 5.052% | | 30 Year Fixed Conforming | 4.250% | 0.875% | 4.367% | | 4.375% | 0.250% | 4.439% | | 4.500% | -0.375% | 4.511% | | 20 Year Fixed Conforming | 4.000% | 1.250% | 4.204% | | 4.125% | 0.625% | 4.257% | | 4.250% | -0.125% | 4.294% | | 15 Year Fixed Conforming | 3.625% | 1.000% | 3.847% | | 3.750% | 0.375% | 3.880% | | 3.875% | -0.250% | 3.912% | For point quotes preceeded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs. |
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| High Balance Fixed Rate Loan Programs - Loan Amounts from $417,001 - $729,750 | | Annual Percentage Rate (APR) based on a loan amount of $700,000 |
| 30 Year Fixed High Balance | 4.500% | 0.625% | 4.579% | | 4.625% | 0.250% | 4.672% | | 4.750% | -0.125% | 4.765% | | 15 Year Fixed High Balance | 4.000% | 0.625% | 4.137% | | 4.125% | 0.250% | 4.207% | | 4.250% | -0.125% | 4.276% | For point quotes preceeded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs. |
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| Adjustable Rate Programs - Single Family Loan Amounts to $417,000 | | Annual Percentage Rate (APR) based on a loan amount of $417,000 |
| 5/1 Adjustable Rate Loan | 3.625% | 0.500% | 3.270% | | 3.750% | 0.250% | 3.294% | | 3.875% | 0.000% | 3.318% | | 5/1 Interest First Adjustable Rate Loan | 3.750% | 0.625% | 3.318% | | 3.875% | 0.250% | 3.333% | | 4.000% | 0.000% | 3.357% | | 7/1 Adjustable Rate Loan | 4.000% | 0.500% | 3.520% | | 4.125% | 0.250% | 3.560% | | 4.250% | 0.000% | 3.599% | | 7/1 Interest First Adjustable Rate Loan | 4.125% | 0.500% | 3.559% | | 4.250% | 0.250% | 3.599% | | 4.375% | 0.000% | 3.638% | For point quotes preceeded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs. |
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| JUMBO Fixed Rate Loan Programs Single Family Loan Amounts to $1,500,000 | | Annual Percentage Rate (APR) based on a loan amount of $700,000 |
| JUMBO 30 Year Fixed | 5.250% | 0.000% | 5.277% | | JUMBO 15 Year Fixed | 4.875% | 0.000% | 4.921% |
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| JUMBO Adjustable Rate Programs Single Family Loan Amounts to $2,000,000 | | Annual Percentage Rate (APR) based on a loan amount of $700,000 |
| JUMBO 3/1 Adjustable Rate Loan | 4.625% | 1.000% | 3.451% | | 4.750% | 0.000% | 3.397% | | JUMBO 5/1 Adjustable Rate Loan | 3.875% | 1.000% | 3.395% | | 4.000% | 0.000% | 3.358% |
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 Home Loan Programs are available in California, Colorado, and Michigan. For additional interest rate quotes and/or feature-based pricing adjustments e-mail or call us at 800.950.7328.
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