September 9, 2010
Type: [ Fixed Rate Accounts ]  [ Variable Rate Accounts ]  Printer Friendly Version
Open a Certificate or Savings Account online
Effective Date: Monday, September 06, 2010
Rates Balance Dividend Rate Annual Percentage Yield
Share Savings
$25 minimum balance. $100 balance required to earn dividends.
 
$100-$4,999 0.15% 0.15%
$5,000+ 0.15% 0.15%
Advantage Checking
$25 minimum open amount. No minimum balance required to earn dividends.
 
0.05% 0.05%
Max Return Money Market
$30,000 minimum to open or earn the Max Return rate. If the balance falls below $30,000, this account will earn the Regular Share rate.
 
0.50% 0.50%
Hi-Yield Checking
Monthly service charge waived with a minimum average monthly balance of $1500, eStatements enrollment, and direct deposit.
 
$1 - $700 2.96% 3.00%
$700+ 0.05% 0.05%
Super Max Return Money Market
$50,000 minimum to open or earn the Super Max Return rate. If the balance falls below $50,000, this account will earn the Regular Share rate. This account requires a checking account with direct deposit.
 
0.90% 0.90%
Money Market Checking
$2,500 minimum open amount. Up to 6 withdrawals per month. Minimum balance of $2,500 required to avoid fee.
 
0 - $2,499 0.05% 0.05%
$2,500 - $4,999 0.15% 0.15%
$5,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.45% 0.45%
$50,000 - $99,999 0.50% 0.50%
$100,000 + 0.50% 0.50%
Premier Money Market Savings
$25,000 minimum to open. Balances below $5,000 earn current checking account APY. Minimum balance of $5,000 required to avoid fee.
 
0 - $5,000 0.05% 0.05%
$5,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $99,999 0.50% 0.50%
$100,000-$249,999 0.50% 0.50%
$250,000 + 0.50% 0.50%
Christmas Club
$25 minimum open amount or sign up for automatic deposits.
 
0.25% 0.25%
Add-On IRA
(contributory) $25 minimum opening deposit.
 
0.30% 0.30%
Add-On Roth IRA
(contributory) $25 minimum opening deposit.
 
0.30% 0.30%
 

 

This rate schedule states rates applicable to specified accounts and is incorporated as a part of your account agreement with FPCU. For all accounts except term Share Certificate accounts, the Dividend Rate and Annual Percentage Yield (APY) may change every quarter as determined by the Credit Union's Board of Directors. For purpose of this disclosure, the dividend rate and annual percentage yields stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of  Effective Date: Monday, September 06, 2010 Fees could reduce earnings on the account. A fee may be imposed for early withdrawal of certificate funds. Please call to obtain current rate information.